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Predatory lending

Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC)…

Companies, Legislation & Abusive or unfair lending practices

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Explore the main themes, entities and connections around Predatory lending. Start with the topic map, then use the sections below for research and deeper semantic analysis.

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Overview

Abusive or unfair lending practices

Predatory lending towards minority groups

Other targeted groups

Underlying issues

Predatory borrowing

Legislation

Advanced semantic analysis

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Map overview Semantic statistics

Predatory lending

Nodes77
Edges76
Triples167
Avg. degree1.97
Density0.025974
Components1

How this topic connects Entity context

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Predatory lending

Top relations

related to United States · 40
Predatory lending → Also, Although, APR, Arkansas, California, Colorado, Connecticut, Equity Protection Act, Federal, Federal Truth, Florida, Georgia, Home Ownership, Illinois, Kentucky, Lending Act, Maine, Many, Maryland, Massachusetts
related to External links · 26
Predatory lending → Accounting Office, Administration, AFFIL, Alexis, America's Worst Subprime Lenders, Bell, California Department, Case Study, Challenges, Clint Reilly, Dollars, Don't, Fairness, Federal Citizen Information Center, HUD, Illegal Property Flipping Scheme, Lending, Mortgage Fraud, Predatory, Protect
related to Underlying issues · 26
Predatory lending → According, Advocates, Also, Annual, At, Caveat, Competition, Financial, For, HUD-certified, Illinois, In, Judicial, Lenders, Opponents, Proponents, Recent, Regardless, Risk-based, Some
related to Predatory lending towards minority groups · 22
Predatory lending → AARP, ACORN, African Americans, American Civil Liberties Union, Because, Brokers, Consumers, Even, Fair Economy, HSBC Finance, HUD, In, Inner City Press, Lenders, Oftentimes, Organizations, Predatory, Some, Subprime, The
related to Abusive or unfair lending practices · 21
Predatory lending → Civil Procedure, Consumer, Failure, Foreclosures, In, It, Many, Mortgage, Most, Servicing, Short-term, Single-premium, Some, Tax Refund Anticipation Loans, Texas Rule, The, There, This, Thus, Unjustified
related to Other targeted groups · 14
Predatory lending → Ameriquest, Ameriquest Mortgage, Consumers, Hill, Hudson, In, In February, Los Angeles Times, Media, Michael Hudson, Professor Anita, Reckard, Refer, Scott Reckard
related to Predatory borrowing · 6
Predatory lending → George Mason University, In, January, Mortgage, New York Times, Tyler Cowen
related to Disputes over predatory lending · 5
Predatory lending → Association, National Home Equity Mortgage, NHEMA, Some, Such
is a · 1
Predatory lending → practice of overcharging a borrower for rates and fees
related to Legislation · 1
Predatory lending → In

Important terminology Word statistics

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Important terminology

loan lending predatory borrowers lenders loans mortgage borrower lender practices unfair credit interest subprime consumer rates terms also insurance laws

Entity relationships Subject–Predicate–Object triples

SubjectPredicateObjectConfidenceSrc
Predatory lendingis apractice of overcharging a borrower for rates and fees0.90text
AARPinstance ofOrganizations0.80text
Inner City Pressinstance ofOrganizations0.80text
and ACORN have worked to stop what they describe as predatory lendinginstance ofOrganizations0.80text
HSBC Financeinstance ofACORN has targeted specific companies0.80text
successfully forcing them to change their practicesinstance ofACORN has targeted specific companies0.80text
Predatory lendingrelated to Abusive or unfair lending practicesThere0.60section
Predatory lendingrelated to Abusive or unfair lending practicesUnjustified0.60section
Predatory lendingrelated to Abusive or unfair lending practicesThis0.60section
Predatory lendingrelated to Abusive or unfair lending practicesThe0.60section
Predatory lendingrelated to Abusive or unfair lending practicesSome0.60section
Predatory lendingrelated to Abusive or unfair lending practicesSingle-premium0.60section

Related concept clusters Concept neighborhoods

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    Connections between topic areas Semantic bridges

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    Min side: 3
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