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In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money.
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Explore the main themes, entities and connections around Loan. Start with the topic map, then use the sections below for research and deeper semantic analysis.
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loans interest borrower lender secured debt income money lending may credit unsecured paid rate repayment one bank personal asset rates
| Subject | Predicate | Object | Confidence | Src |
|---|---|---|---|---|
| Loan | is a | tender of money by one party to another with an agreement to pay it back | 0.90 | text |
| Loan | is a | form of debt in which the borrower pledges some asset | 0.90 | text |
| Loan | is a | loan on which the interest is reduced by an explicit or hidden subsidy | 0.90 | text |
| Loan | is a | short-term loan used to | 0.90 | text |
| banks | instance of | any material object might be lent.Acting as a provider of loans is one of the main activities of financial institutions | 0.80 | text |
| credit card companies | instance of | any material object might be lent.Acting as a provider of loans is one of the main activities of financial institutions | 0.80 | text |
| bonds is a typical source of funding | instance of | issuing debt contracts | 0.80 | text |
| a buyer wanting to buy a new house before selling their home | instance of | This is often used when a buyer is insolvent such as needing quick cash flow or when they are planning to buy a new asset before selling an old asset | 0.80 | text |
| a home for an individual or inventory or commercial real estate for a business | instance of | Bridge loans require collateral | 0.80 | text |
| in order to secure a bridge loan as the bank insures that they will get the property if it doesn't sell quickly | instance of | Bridge loans require collateral | 0.80 | text |
| Loan | related to Abuses in lending | Predatory | 0.60 | section |
| Loan | related to Abuses in lending | It | 0.60 | section |
These clusters group vocabulary that occurs around closely connected concepts in the source material.
Bridges can reveal useful research angles that are easy to miss in a flat list of related terms.