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Credit risk is the chance that a borrower does not repay a loan or fulfill a loan obligation. For lenders the risk includes late or lost interest and principal payment, leading to disrupted cash flows and increased collection costs. The loss may be complete or partial. In an efficient market, higher levels of credit risk will be associated with higher…
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Explore the main themes, entities and connections around Credit risk. Start with the topic map, then use the sections below for research and deeper semantic analysis.
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High-confidence facts extracted from structured source data. Use them as anchors for further research.
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risk credit may counterparty pay loan lenders due insurance payment debt business also borrower interest insolvent sovereign isbn bond default
| Subject | Predicate | Object | Confidence | Src |
|---|---|---|---|---|
| Credit risk | is a | chance that a borrower does not repay a loan or fulfill a loan obligation | 0.90 | text |
| Credit risk | is a | risk of a government being unwilling or unable to meet its loan obligations | 0.90 | text |
| yield spreads can be used to infer credit risk levels based on assessments by market participants.Losses can arise in a number of circumstances | instance of | measures of borrowing costs | 0.80 | text |
| for example | instance of | measures of borrowing costs | 0.80 | text |
| unsecured personal loans or mortgages | instance of | With products | 0.80 | text |
| lenders charge a higher price for higher-risk customers | instance of | With products | 0.80 | text |
| vice versa | instance of | With products | 0.80 | text |
| credit cards | instance of | With revolving products | 0.80 | text |
| overdrafts | instance of | With revolving products | 0.80 | text |
| the risk is controlled through the setting of credit limits | instance of | With revolving products | 0.80 | text |
| loan purpose | instance of | Lenders consider factors relating to the loan | 0.80 | text |
| credit rating | instance of | Lenders consider factors relating to the loan | 0.80 | text |
These clusters group vocabulary that occurs around closely connected concepts in the source material.
Bridges can reveal useful research angles that are easy to miss in a flat list of related terms.