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401(k)

In the United States, a 401(k) plan is an employer-sponsored defined-contribution personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code. Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes traditional 401(k) plans…

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Overview

History

Taxation

Withdrawal of funds

Technical details

Plans for certain small businesses or sole proprietorships

Other countries

Criticisms and proposed reforms

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Map overview Semantic statistics

401(k)

Nodes78
Edges77
Triples188
Avg. degree1.97
Density0.025641
Components1

How this topic connects Entity context

See the strongest relationship patterns around the current topic before diving into the raw triples.

401(k)

Top relations

related to Highly compensated employees (HCE) · 20
401(k) → ADP, For, HCE, HCE ADP, HCEs, If, In, IRS, March, Medicare, NHCE, NHCE ADP, NHCEs, Non-discrimination, QNEC, That, The, This, To, When
related to Plans for certain small businesses or sole proprietorships · 16
401(k) → EGTRRA, Employer, For, Individual, IRC-415, Prior, Self-Directed, Solo, Tax Relief Reconciliation Act, The, The Economic Growth, Therefore, To, Without EGTRRA, Y2004, Y2008
related to Other countries · 14
401(k) → Even, For, In Australia, In Canada RRSPs, Internal Revenue Code, Japan, Japan-version, Japanese, October, Registered Retirement Savings Plan, Similar, Social Security, The, UK
related to history · 12
401(k) → After, Before, Congress, Ethan Lipsig, Hughes Aircraft, Hughes Aircraft Company, Internal Revenue Code Section, November, Revenue Act, Section, The, This
see also · 12
401(k) → Betriebliche AltersversorgungSouth Africa's Government, Brazil's, Employees' Pension Fund, Financial Services BoardUnited StatesComparison, IRA, IRASECURE, IRS, It, Portugal's Fundo, SECURE Act, The, WorldcomRevenue Act
related to Roth · 10
401(k) → Administratively, Beginning, For, In, IRAs, IRS, Roth, Roth IRA, Similar, To
related to Contribution deferral limits · 9
401(k) → April, Employees, For, If, In, Roth, The, There, This
related to Fees · 9
401(k) → Court, Edison International, For, However, In, Supreme Court, The United States Supreme, They, Tibble
related to Insufficiency of retirement savings · 9
401(k) → According, Americans, One, Reliance, Social Security, The, This, Thrift Savings Plan, US Census
related to Loans · 9
401(k) → Employers, However, Internal Revenue Code, IRS, Many, The, Therefore, This, When

Important terminology Word statistics

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Important terminology

401 contributions plan plans tax contribution employees retirement roth account year employee income employers may employer 000 made limit also

Entity relationships Subject–Predicate–Object triples

SubjectPredicateObjectConfidenceSrc
roominstance ofor the participant's dependent.Purchase of principal residence for the participant.Payment of college tuition and related educational costs0.80text
board for the next 12 months for the participantinstance ofor the participant's dependent.Purchase of principal residence for the participant.Payment of college tuition and related educational costs0.80text
the participant's spouse or dependentsinstance ofor the participant's dependent.Purchase of principal residence for the participant.Payment of college tuition and related educational costs0.80text
or children who are no longer dependents.Payments essential to prevent foreclosure or eviction from the participant's principal residence.Funeralinstance ofor the participant's dependent.Purchase of principal residence for the participant.Payment of college tuition and related educational costs0.80text
burial expenses.Repairs to damage of participant's principal residence.Some employers may disallow oneinstance ofor the participant's dependent.Purchase of principal residence for the participant.Payment of college tuition and related educational costs0.80text
severalinstance ofor the participant's dependent.Purchase of principal residence for the participant.Payment of college tuition and related educational costs0.80text
or all of the previous hardship causesinstance ofor the participant's dependent.Purchase of principal residence for the participant.Payment of college tuition and related educational costs0.80text
401instance ofclass shares.Top-heavy provisionsThe IRS monitors defined contribution plans0.80text
401instance ofTop-heavy provisionsThe IRS monitors defined contribution plans0.80text
401(k)related to Automatic enrollmentEmployers0.60section
401(k)related to Automatic enrollmentCompanies0.60section
401(k)related to Automatic enrollmentEmployees0.60section

Related concept clusters Concept neighborhoods

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